Moneris is a solid Canadian processor with a real merchant-services team. The catch is the typical 3-year processing agreement and the Moneris Core / Go bundle that's harder to leave than to enter. ChowHub gives you POS independence — use Stripe, Square, or whatever rate you can negotiate.
| ChowHub | Moneris (Core / Go) | |
|---|---|---|
| Software monthly | $29–$120/mo | ~$0–$59 CAD/mo (Core) + terminal rental ~$25–$45/mo |
| Hardware | BYO — Pi, laptop, tablet | Moneris Go ~$500–$900 CAD; Core bundles $1,500+ |
| Processor | Your Stripe or Square | Moneris — typical 1.9–2.95% |
| Contract | Monthly | 3-year processing agreement typical, ETF common |
| KDS | Included (Base) | Add-on |
| Bar display | Included (Base) | Not standard |
| Recipe inventory | Yes (Pro) | Limited |
| In-person merchant rep | No | Yes |
| Bank-grade phone support SLA | No | Yes |
| Self-host / offline | Yes (Docker / Pi) | No |
Canadian operators tired of being told "you're locked in until 2028." If your Moneris contract is up — or has an exit clause — switching to ChowHub + Stripe usually nets a lower total cost.
You're high-volume, have already negotiated a strong interchange-plus rate, and want a single Canadian-bank-grade vendor who handles installation, chargebacks, and live phone support. That has real value for some operators.
Export your existing menu to CSV. Import it into ChowHub with the bulk loader. Connect your Stripe or Square account (you can keep the one you already use). Pick a slow weekday — Tuesday afternoon works for most — and switch over. Run both systems in parallel for the first lunch if it helps you sleep. We can answer migration questions on email at any point.